Last Day to Register for Disaster Aid is Nov. 21
Release Date: November 16, 2011
Release Number: 1981-095
BISMARCK, N.D. - The last day for North Dakotans to register for federal disaster assistance is Monday, Nov. 21, and the last day of operation for the Disaster Recovery Center in Minot is Tuesday, Nov. 22. The last day for submitting applications for disaster loans to the U.S. Small Business Administration (SBA) is Monday, Nov. 21.
State and federal officials encourage residents affected by the 2011 flooding to register for assistance immediately by calling: 800-621-3362 (also applies for VRS and 711-Relay users) or TTY 800-462-7585. The toll-free line is open from 6 a.m. to 10 p.m. CST. Individuals may also register for disaster assistance at www.disasterassistance.gov or with a smart phone or tablet at m.fema.gov.
Located in Dakota Square Mall, the Disaster Recovery Center will remain open through Nov. 22 from 9 a.m. to 7 p.m. Monday through Friday and from 9 am. to 2 p.m. Saturday. It will be closed Sunday. The center is available for residents who would like to speak one-on-one to recovery representatives, but it is not necessary to visit a center to receive disaster assistance. Residents who need disaster-related assistance after Nov. 22 can contact the Federal Emergency Management Agency as detailed above.
Information about SBA loans is available through SBA's Disaster Assistance Customer Service Center by calling 800-659-2955, emailing email@example.com, or by visiting SBA's Web site at www.sba.gov. Deaf and hard-of-hearing individuals may call TTY 800-877-8339. Applicants may also apply for SBA loans online at SBA's secure Web site at https://disasterloan.sba.gov/ela.
CONTINUE REPAIRS AND PREPARE FOR WINTER
Oct. 18, 2011
Joint Field Office: Bismarck, ND
Contacts: FEMA: News Desk - (701) 221-8712
State and federal officials advise residents that time is short to close up damaged homes or make final seasonal repairs before winter arrives.
Finishing repairs to damaged homes isn't likely for most this year as the remaining construction season will soon end. With an average low temperature in October of 30 degrees, and several months when even high temperatures are below freezing, residents need to guard against weather-related concerns such as "frost heaving." The sooner preventive measures are completed, the less probability there will be of finding damage in the spring.
Frost heaving occurs when ice layers form, particularly when the frost line, the depth to which soil freezes, is near the groundwater table. Frost heaving can lift a foundation or basement wall causing damage. It can also lift a basement floor, causing concrete bulging and breaks.
Insulating a basement ceiling or walls will reduce potential for frost heaving in heated homes. While insulating inside basement walls will reduce heat loss, it might not prevent frost penetration. Additional help can come from using granular fill along the basement walls. Floor drain tile and a pump to remove water will also help.
It might be less expensive to install an interior drain-tile system in the winter when contractors are more readily available. But now is a good time to make sure sump-pump equipment and battery backup are working properly.
Some projects need to wait until spring if not completed soon. Those who need to install septic mound systems could have to wait until the ground thaws. For additional information concerning repairs and recovery, go to North Dakota State University Extension Services at http://www.ag.ndsu.edu/pubs/ageng/structu/ae1594.pdf
Extension Granted for Flood Insurance Proof of Loss
Release Date: September 28, 2011
Release Number: 1981-082
Bismarck, N.D. - Additional extensions have been granted for filing proofs of loss for National Flood Insurance Program (NFIP) policyholders in areas of North Dakota.
FEMA granted an extension of the Standard Flood Insurance Policy (SFIP) 60-day deadline for sending a signed and sworn proof of loss to the insurer. This additional extension applies to all claims for NFIP-insured buildings and contents in four counties: Renville, Ward, McHenry and Bottineau. NFIP policyholders in these four Souris Valley counties now have until Friday, Oct.28, 2011.
Missouri River area policyholders below Garrison Dam have an extension for filing claims until Saturday, Oct. 29, 2011.
The extensions apply whether the policy was issued by the NFIP direct servicing agent or through one of the private insurance companies issuing flood insurance coverage. While other terms and conditions of the policy remain in effect, the extension of time for filing proofs of loss will give affected policyholders ample opportunity to present their statement of claim.
Flood insurance reimburses residential subscribers for structural losses of up to $250,000 and for contents losses of up to $100,000. Businesses may purchase coverage up to $500,000 each for structural and contents losses. (Additional info about NFIP can be found at www.floodsmart.gov)
MANDAN RECOVERY CENTER CLOSING
Release Date: September 27, 2011
Release Number: 1981-081
FEMA Helpline Remains Open
BISMARCK, N.D. - The Burleigh/Morton Disaster Recovery Center (DRC) in the Mandan City Hall will permanently close at 7 p.m., Friday, Sept. 30.
But FEMA isn't going away. Residents who need disaster related assistance can continue to contact FEMA by calling 800-621-3362 (TTY 800-462-7585 or 711-relay) between 6 a.m. and 10 p.m. CDT daily or going online at www.fema.gov or www.disasterassistance.gov, or by smart phone or tablet at m.fema.gov.
In addition, the Minot recovery center remains open for all North Dakota residents impacted by this year's flooding. The Minot DRC is located inside the Dakota Mall, 2400 10th Street SW, Minot, ND 58701. Hours are 9 a.m. to 7 p.m. Monday through Friday; 9 a.m. to 2 p.m. on Saturday; closed Sunday.
Information about Small Business Administration (SBA) loans is available through SBA's Disaster Assistance Customer Service Center by calling 800-659-2955, emailing firstname.lastname@example.org or visiting SBA's website at www.sba.gov. Deaf and hard-of-hearing individuals may call TTY 800-877-8339. Applicants may also apply for SBA loans online at SBA's secure website at https://disasterloan.sba.gov/ela.
The deadline to register for federal assistance and return SBA loan applications is Monday, Nov. 21.
Disaster Assistance Deadline Extended to November 21
Release Date: September 21, 2011
Release Number: 1981-079
BISMARCK, N.D. - The deadline for North Dakota residents with flood-related damage to register for disaster assistance has been extended by 60 days. The new deadline is Monday, Nov. 21.
"The flooding in North Dakota was ongoing for nearly six months," said Deanne Criswell, Federal Coordinating Officer for FEMA. "Only now are some individuals learning the true extent of their flood damages. We want everyone to have the opportunity to register for disaster assistance."
The 60-day extension applies to the following types of assistance:
•Federal Emergency Management Agency (FEMA) Disaster Assistance
•U.S. Small Business Administration (SBA) Loans
Residents affected by the 2011 flooding can register for assistance by calling: 800-621-3362 (also applies for VRS and 711-Relay users) or TTY 800-462-7585. The toll-free line is open from 6 a.m. to 10 p.m. CDT. Individuals may also register for disaster assistance at www.disasterassistance.gov or with a smart phone at m.fema.gov.
Information about SBA loans is available through SBA's Disaster Assistance Customer Service Center by calling 800-659-2955, emailing email@example.com, or visiting SBA's Web site at www.sba.gov. Deaf and hard-of-hearing individuals may call TTY 800-877-8339. Applicants may also apply for SBA loans online at SBA's secure Web site at https://disasterloan.sba.gov/ela.
Disaster officials remind residents that even if they have already repaired flood damage to their homes, disaster assistance may be available to help pay those repair costs. Residents should keep receipts to document any repairs they have made.
Date: Sept. 8, 2011
FEMA: News Desk - (701) 221-8712
SBA: Olivia Humilde - (916) 216-9915
NDDES: Cecily Fong - (701) 328-8100
LEARN TO BUILD BETTER AND STRONGER AT BISMARCK WORKSHOP
BISMARCK, N.D. - North Dakotans can get information on how to make repairs to flooded homes and prepare for future flooding at a free Mitigation Workshop on Tuesday, Sept. 13, from 7 p.m. to 9 p.m. at the First Presbyterian Church, 214 E. Thayer Avenue, Bismarck.
Federal Emergency Management Agency mitigation specialists will provide information on how to protect homes from future flood damage. A representative from the National Flood Insurance Program will explain the benefits of flood insurance and a Small Business Administration (SBA) specialist will answer questions about SBA loans.
Homeowners can visit a display featuring a sump pump, backflow valve and flood drain plug. Free publications on mitigations techniques, as well as mold and mildew cleanup, will be available.
State and federal officials encourage those affected by the disaster to register for assistance immediately by calling: 800-621-3362 (also applies to VRS and 711-Relay users) or TTY 800-462-7585. The toll-free line is open from 6 a.m. to 10 p.m. CDT. Individuals may also register for disaster assistance at www.disasterassistance.gov or with a smart phone at m.fema.gov. The deadline to register for federal assistance, return SBA loan applications and apply for Disaster Unemployment Assistance is Thursday, Sept. 22.
September 8, 2011
The Disaster Recovery Center is Changing Locations
The Disaster Recovery Center in Bismarck will close on Saturday, September 10, 2011 at 2:00 pm and re-open at 9:00 AM on Tuesday, September 13, 2011 at their new location:
Mandan City Hall
205 2nd Avenue NW
Mandan, ND 58554
Sept. 7, 2011
Contacts: FEMA News Desk - (701) 221-8712
NDDES: Cecily Fong -- (701) 328-8100
SBA: Olivia Humilde (916)-216-9915
RETURNING YOUR SBA APPLICATION GIVES YOU RECOVERY OPTIONS
BISMARCK, N.D. - North Dakota residents and businesses in Barnes, Benson, Burleigh, McHenry, Morton, Ramsey, Renville, Richland and Ward counties, and the Spirit Lake Nation are encouraged to complete and return their SBA application.
For individuals and businesses, U.S. Small Business Administration (SBA) disaster loans are the primary source of money to pay for repair or replacement costs not fully covered by insurance. Those who have insurance do not have to wait for a settlement to apply.
Homeowners may be eligible for loans up to $200,000 for disaster-damaged real estate; renters and homeowners may be eligible for loans up to $40,000 for disaster-damaged contents and personal property (including automobiles); businesses and private non-profit organizations of all sizes may be eligible for physical disaster loans for disaster-damaged real estate and/or contents; small businesses and private non-profit organizations of all sizes may be eligible for loans for economic injury to help with working capital needs due to the disaster.
Homeowners and renters should complete an SBA disaster loan application even if they are not sure they will need or want a loan. If SBA cannot approve an application, the applicant may be referred to FEMA's Other Needs Assistance program for possible additional assistance.
SBA has approved more than $199.3 million to date in low-interest disaster loans to residents and businesses. SBA disaster representatives are available at all Disaster Recovery Centers (DRCs) and the Business Recovery Centers (BRCs) to issue loan applications, answer questions about SBA's low-interest disaster loan program, explain the application process and help each resident or business owner complete an application.
• Bismarck: Bank of North Dakota, 1200 Memorial Highway
• Minot: Ward County Courthouse, 315 Third St. SE
(Monday - Friday, 9 a.m. - 7 p.m.; Saturday, 9 a.m. to 2 p.m.)
• Bismarck: Bank of North Dakota, 1200 Memorial Highway
• Minot: Wells Fargo Bank, 15 Second Avenue SW, Third Floor
(Monday - Friday, 9 a.m. - 6 p.m.)
Additional information about SBA loans is available through SBA's Disaster Assistance Customer Service Center by calling (800) 659-2955, emailing firstname.lastname@example.org, or visiting SBA's Web site at www.sba.gov. Deaf and hard-of-hearing individuals may call TTY (800) 877-8339. Applicants may also apply for SBA loans online at SBA's secure Web site at https://disasterloan.sba.gov/ela.
Loan applications to the SBA for disaster-related losses to real and personal property should be submitted by the deadline of Sept. 22. The deadline to submit economic injury applications is March 21, 2012.
August 29, 2011
RECOVERY CENTERS TO CLOSE FOR LABOR DAY WEEKEND
BISMARCK, N.D. - Disaster Recovery Centers (DRCs) will be closed Saturday, Sept. 3, through Monday, Sept. 5, for the Labor Day Weekend. They will reopen, Tuesday, Sept. 6.
DRCs affected include:
Bank of North Dakota
1200 Memorial Highway
Ward County Courthouse
315 Third St., SE
Regular hours of operation for the DRCs are: Mon. - Fri. 9 a.m. to 7 p.m., Saturdays 9 a.m. to 2 p.m., and closed on Sundays.
DRCs are open to provide disaster assistance to North Dakota residents who have been affected by the spring flooding. They are open for residents who like to speak one-on-one to recovery representatives. However, it is not necessary to visit a center to receive disaster assistance. State and federal officials encourage those affected by the disaster to register for assistance immediately by calling: 800-621-3362 (also applies for VRS and 711-Relay users) or TTY 800-462-7585. The toll-free line is open from 6 a.m. to 10 p.m. CDT. Individuals may also register for disaster assistance at www.disasterassistance.gov or with a smart phone at m.fema.gov.
Recovery Centers to Close at 2 PM on Saturdays
Release Date: August 23, 2011
Release Number: 1981-056
BISMARCK, N.D. - Disaster Recovery Centers (DRCs) providing disaster assistance information to North Dakotans affected by spring flooding will close at 2 p.m. on Saturdays beginning August 27.
DRCs affected include:
•Bismarck: Bank of North Dakota, 1200 Memorial Highway
•Minot: Ward County Courthouse, 315 Third St. SE
DRCs will be open Mon. - Fri. 9 a.m. to 7 p.m.; Saturdays 9 a.m. to 2 p.m., and will be closed on Sundays.
The DRCs are available for residents who like to speak one-on-one to recovery representatives. However, it is not necessary to visit a center to receive disaster assistance. State and federal officials encourage those affected by the disaster to register for assistance immediately by calling: 800-621-3362 (also applies for VRS and 711-Relay users) or TTY 1-800-462-7585. The toll-free line is open from 6 a.m. to 10 p.m. CDT. Individuals may also register for disaster assistance at www.fema.gov or www.disasterassistance.gov or by smart phone at m.fema.gov.
Disaster Assistance Includes Right of Appeal
Release Date: August 18, 2011
Release Number: 1981-052
BISMARCK, N.D. - Some North Dakota residents who have applied for disaster assistance may have received a letter saying their application is denied. They should know that they have the right to appeal that decision.
Applicants who received a denial letter should make sure they understand why they were denied. It may be due to adequate insurance coverage, insufficient storm-related damage or simply missing information. A visit to a Disaster Recovery Center or a call to the FEMA help line at 1-800-621-3362 can help provide a better explanation.
Many applicants find that their circumstances have changed from the time they registered for assistance. They may have discovered additional damage to their property, or that they need housing help after all. Renters may find upon returning that their residences are unlivable. Whatever the reason, applicants have the right to appeal a denial within 60 days from the date of the decision of the letter.
Applicants must explain in writing why they believe the initial FEMA response was wrong and provide new or additional information and documents to support the appeal. They must also include their FEMA application number and disaster number in the letter, plus their full name and address. The letter must be either notarized, a copy of a state issued identification card (driver's license) included, or the following statement written: "I hereby declare under penalty of law that the foregoing is true and correct." The letter must be mailed to FEMA, National Processing Service Center, P.O. Box 10055, Hyattsville, MD 20782-7055.
Guidelines for appeals can be found in the handbook titled "Help After A Disaster" that each applicant receives.
Applicants with damaged wells or septic systems must also go through the appeal process. In addition to sending a letter to the above address, they need to include either a receipt or an estimate from a licensed contractor that demonstrates the work is to restore the well or septic system, not upgrade it.
Deadline Extended to Sept. 22 to Register for Disaster Aid
Release Date: August 10, 2011
Release Number: 1981-042
BISMARCK, N.D. - The deadline to register for disaster assistance has been extended to Sept. 22 for individuals and business owners in nine North Dakota counties and Spirit Lake Nation who suffered losses due to spring flooding.
The additional time allows North Dakotans in all declared areas more time to register for assistance.
People may register for assistance by calling FEMA's toll-free number, 1-800-621-3362 (FEMA) (TTY: 1-800-462-7585 for the hearing- or speech-impaired). The toll-free line is in operation from 6 a.m. to 10 p.m. (CDT) until further notice. Registration can be accomplished anytime at www.disasterassistance.gov or with a smart phone at m.fema.gov.
Calling any other local or state disaster hotline will not get you registered for FEMA assistance.
For more information on state and federal assistance programs, or to update an application, call the FEMA Helpline at 1-800-621-3362 (TTY: 1-800-462-7585).
The deadline for submitting disaster loan applications to the U.S. Small Business Administration is also extended to Sept. 22. Call SBA at (800) 659-2955.
FEMA Asks Survivors To Call When the Water is Gone
Release Date: July 19, 2011
Release Number: 1981-026
BISMARCK, N.D. - When flood waters finally go down, people are eager to start cleaning up and getting things back to normal. People who have applied for assistance with FEMA want to have their homes inspected right away to find out what assistance they may be able to receive.
But inspectors can only do a full report when there is no standing water left in the home. So applicants are advised to wait to make an appointment until the inspector can complete the job in one call.
Applicants will not lose benefits by waiting until the water has gone. Pumping out and mucking out efforts will be evident to the inspectors. Here are some things that can be done in the meantime:
•Take photos of damage
•Keep receipts in case they are needed in the future
•Clean and sanitize as much as possible
The inspector will need to see written proof of ownership, such as a tax receipt, deed, mortgage payment book, or home insurance policy showing the damaged property's address. Having the necessary documentation will help speed up the inspection process.
The damaged property must have been the survivor's primary residence at the time of the disaster. Inspectors will accept a valid driver's license or current utility bill (such as an electric, gas or water bill) as proof of occupancy.
The inspection consists of inspecting and measuring damaged areas of the home and reviewing records. The inspector enters information into an electronic device that sends the information to FEMA. The inspector does not determine eligibility for assistance or what the assistance may be. There is never a fee for a FEMA inspection.
For any questions about an application, call the FEMA Helpline at 1-800-621-3362.
Recovery Centers Continue to Help Flood Survivors
Release Date: July 15, 2011
Release Number: 1981-024
The deadline to apply is August 23, 2011.
BISMARCK, N.D. - To help North Dakotans recover from this year's massive flooding, the Federal Emergency Management Agency (FEMA) will continue to operate Disaster Recovery Centers throughout the counties eligible for individual assistance.
Bank of North Dakota
1200 Memorial Highway
7 a.m.-7 p.m. Monday-Saturday
9 a.m.-2 p.m. Sunday July 17
Starting July 24, all recovery centers will be closed on Sunday.
Representatives from FEMA housing and individual assistance programs will be available to receive help with individual applications. FEMA mitigation specialists will be on hand to provide information and answer questions about cost-effective rebuilding and repair techniques to reduce property damage in future disasters.
Customer service representatives from the U.S. Small Business Administration (SBA) will be available to homeowners, renters and businesses to answer questions about the SBA disaster loan program and assist with disaster loan applications. Others who may be represented at the centers include the U.S. Department of Housing and Urban Development and state agencies.
Residents who plan to visit a recovery center are urged to register for assistance before their visit. To register with FEMA, call 1-800-621-3362 (TTY 1-800-462-7585) between 6 a.m. and midnight, or go online to www.fema.gov or www.disasterassistance.gov. Individuals may also register by smart phone at m.fema.gov.
Disaster Recovery Centers to Open
Release Date: June 26, 2011
Release Number: 1981-005
Bismarck, N.D. - North Dakota residents who have been affected by the flooding that began April 7 can now visit the North Dakota Department of Emergency Services (NDDES) and the Federal Emergency Management Agency (FEMA) Disaster Recovery Centers (DRC) if they have questions about recovery programs. The DRCs located in Minot and Bismarck have recovery program representatives available to help answer questions about assistance.
The DRC is set up for residents who like to speak one-on-one to recovery representatives, but it's not necessary to visit a center to receive disaster assistance. The fastest way to register with FEMA is by phone or online.
The only way to register with FEMA is to call 1-800-621-3362 (TTY 1-800-462-7585) or go online at www.fema.gov or www.disasterassistance.gov Individuals may also register by smart phone at m.fema.gov.
Calling any other local or state number will not get you registered for FEMA assistance.
The DRCs will be open daily from 7a.m. - 7 p.m. until further notice.
Residents who plan to stop by the DRC are urged to register for assistance before their visit. The registration line is open daily from 6 a.m. - midnight (CDT) until further notice. The call is free.
Bank of North Dakota
Minot State University
MSU Student Center
500 University Ave.
Minot City Auditorium
420 3RD Ave., SW
Customer service representatives from the U.S. Small Business Administration (SBA) will also be available to answer questions about the SBA disaster-loan program and assist with disaster loan applications.
FEMA Mitigation specialists are scheduled to be on hand at the DRC to provide information and answer questions about cost-effective rebuilding and repair techniques to reduce property damage in future disasters.
FEMA's mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.
FEMA's temporary housing assistance and grants for public transportation expenses, medical and dental expenses, and funeral and burial expenses do not require individuals to apply for an SBA loan. However, applicants who receive SBA loan applications must submit them to SBA loan officers to be eligible for assistance that covers personal property, vehicle repair or replacement, and moving and storage expenses.
The North Dakota Department of Emergency Services provides 24/7 emergency communications and resource coordination with more than 50 lead and support agencies, private enterprise, and voluntary organizations to assist local jurisdictions in disaster and emergency response activities. It administers federal disaster recovery programs and the Homeland Security Grant Program.
The U.S. Small Business Administration (SBA) is the federal government's primary source of money for the long-term repair and rebuilding of disaster-damaged private property. SBA helps homeowners, renters, businesses of all sizes, and private, nonprofit organizations fund repairs or rebuilding efforts, and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. For information about SBA programs, applicants may call (800) 659-2955 (TTY 800-977-8339).
Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-FEMA (3362). For TTY call 800-462-7585.
Federal Emergency Management Agency
Release Date: June 24, 2011
Release Number: 1981-004
Disaster Aid Available to ND Individuals, Families, Businesses
Bismarck, N.D. - Disaster assistance is now available to residents and businesses in Ward and Burleigh counties for damages caused by flooding that began Feb. 14 and continuing.
State and federal officials encourage those affected by the disaster to register for assistance immediately by calling this toll-free number: 800-621-FEMA (3362) or TTY 800-462-7585. The toll-free line will be in operation from 6 a.m. to 12 a.m. (MDT) until further notice. Registration can be accomplished anytime at www.disasterassistance.gov.
FEMA's Individual Assistance program includes a wide range of aid, including emergency home repair, temporary disaster housing, replacement grants for serious disaster-related needs and expenses not covered by insurance or assistance programs. For those insured, the government may help pay for basic needs not covered by insurance.
Officials remind affected residents they must register with FEMA at the above numbers or online to be eligible for all forms of federal assistance. Filing damage reports with state or county emergency managers or voluntary agencies will not start the federal disaster assistance process.
Officials advise applicants to have the following information available when applying for assistance:
- Current telephone number;
- Address at the time of the disaster and current address;
- Social Security number, if available;
- A general list of damages and losses suffered;
- In cases where the applicant is insured, the names of the company and agent, as well as the policy number;
- Bank account coding for those who wish to speed up assistance by using direct deposit.
FEMA disaster assistance covers basic needs only and does not normally compensate eligible applicants for their entire losses. FEMA disaster aid is generally offered in the form of grants that do not have to be paid back.
SBA offers low-interest disaster loans for homeowners, renters and businesses of all sizes to repair or replace damaged or destroyed private property. SBA also offers low-interest working capital loans, called Economic Injury Disaster Loans, to small businesses and most private, non-profit organizations.
Assistance to North Dakota Fact Sheet
Release Date: June 24, 2011
Release Number: 1981-004FS
Following is a summary of key federal disaster aid programs that can be made available as needed and warranted under the recent expansion of President Obama's major disaster declaration issued for North Dakota.
Assistance for Affected Individuals and Families Can Include as Required:
- Rental payments for temporary housing for those whose homes are unlivable. Initial assistance may be provided for up to three months for homeowners and at least one month for renters. Assistance may be extended if requested after the initial period based on a review of individual applicant requirements. (Source: FEMA funded and administered.)
- Grants for home repairs and replacement of essential household items not covered by insurance to make damaged dwellings safe, sanitary and functional. (Source: FEMA funded and administered.)
- Grants to replace personal property and help meet medical, dental, funeral, transportation and other serious disaster-related needs not covered by insurance or other federal, state and charitable aid programs. (Source: FEMA funded at 75 percent of total eligible costs; 25 percent funded by the state.)
- Unemployment payments up to 26 weeks for workers who temporarily lost jobs because of the disaster and who do not qualify for state benefits, such as self-employed individuals. (Source: FEMA funded; state administered.)
- Low-interest loans to cover residential losses not fully compensated by insurance. Loans available up to $200,000 for primary residence; $40,000 for personal property, including renter losses. Loans available up to $2 million for business property losses not fully compensated by insurance. (Source: U.S. Small Business Administration.)
- Loans up to $2 million for small businesses, small agricultural cooperatives and most private, non-profit organizations of all sizes that have suffered disaster-related cash flow problems and need funds for working capital to recover from the disaster's adverse economic impact. This loan in combination with a property loss loan cannot exceed a total of $2 million. (Source: U.S. Small Business Administration.)
- Loans up to $500,000 for farmers, ranchers and aquaculture operators to cover production and property losses, excluding primary residence. (Source: Farm Service Agency, U.S. Dept. of Agriculture.)
- Other relief programs: Crisis counseling for those traumatized by the disaster; income tax assistance for filing casualty losses; advisory assistance for legal, veterans' benefits and social security matters.
How to Apply for Assistance:
Those in the counties designated for assistance to affected individuals and business owners can begin the disaster application process by registering online at www.DisasterAssistance.gov, by web enabled mobile device at m.fema.gov or by calling 1-800-621-FEMA (3362) or 1-800-462-7585 (TTY) for the hearing and speech impaired. The toll-free telephone numbers are available from 6 a.m. to 12 a.m. Applicants registering for aid should be prepared to provide basic information about themselves (name, permanent address, phone number), insurance coverage and any other information to help substantiate losses.
Disaster Assistance Guide
What can you expect during the application process?
A pamphlet has been developed so that you can review the process before you register. Click here to review the guide.
BND and NDHFA Assist Their Borrowers
Public Notice: BISMARCK-June 28, 2011-Bank of North Dakota and the North Dakota Housing Finance Agency recognize that families who are fighting flood conditions may have difficulty making their scheduled loan payments.
If you have an outstanding loan with one of these state agencies and you are unable to make the payments, please contact Bank of North Dakota at 1-800-472-2166 extension 5759 or the North Dakota Housing Finance Agency at 1-800-292-8621.
If your loan is held by another financial institution, contact that party as soon as possible to apprise them of your situation.
Disaster Unemployment Assistance Available for Designated Areas
June 27, 2011
Contact: Darren Brostrom
Individuals affected by flooding have 30 days to apply for assistance.
Bismarck, ND - Disaster Unemployment Assistance (DUA) is available for the Presidential-declared disaster, FEMA-1981-DR, for individuals in Burleigh and Ward counties as a result of flooding in North Dakota beginning February 20, 2011 and continuing.
Disaster Unemployment Assistance is available to individuals who:
- Worked or were self-employed in or were scheduled to begin work or self-employment, but were unable to do so because of the disaster,
- Can no longer work or perform services because of physical damage or destruction to the place of employment as a direct result of the disaster,
- Establish that work or self-employment they can no longer perform was their primary source of income,
- Do not qualify for regular unemployment benefits from any state,
- Cannot perform work or self-employment due to an injury resulting directly from the disaster,
- Have become the breadwinners or major support of a household because of the death of the head of household due to the disaster
- Cannot reach their place of employment as a direct result of the disaster.
For individuals affected in the areas listed above, claims filed after July 27, 2011 will be considered untimely and benefits will be denied unless the individuals provide good cause for filing after this date.
The first possible week of compensation for DUA purposes is the week ending February 26, 2011 and up to November 12, 2011 as long as the unemployment continues to be a result of the disaster. The Disaster Unemployment Assistance weekly benefit amount is based on wages or self-employment income earned during calendar year 2010 and is determined by North Dakota unemployment insurance law.
To file a claim, individuals need their Social Security Number, a copy of their 2010 federal income tax forms, business financial statements, pay stubs/vouchers, trip tickets, crop elevator receipts/credits, bank receipts, a statement from their last employer affirming their employment at the time of the disaster, or a copy of a letter of hire. In addition, self-employed individuals and farmers need to include a copy of Schedule C, F, SE or K with Form 1040. To receive DUA benefits, all required documentation must be submitted within 21 days from the date the claim was filed.
Individuals can file initial DUA benefits claims:
- Online at jobsnd.com
- By mail or fax - Forms are located under the Disaster Unemployment link on jobsnd.com. Simply print, complete and return as indicated on the forms.
- By phone - Call Job Service at 701-328-1152, Monday through Friday from 8 a.m. to 5 p.m.
Job seekers and employers should contact their local Job Service office for reemployment assistance. Go to jobsnd.com to find the Job Service office nearest you.
Small Business Administration Stands Ready to Assist North Dakota Residents and Businesses Affected by Flooding
Low-interest federal disaster loans are now available to North Dakota residents and business owners as a result of President Obama's major disaster declaration. The declaration covers the North Dakota counties of Burleigh and Ward for damages caused by flooding that began February 14.
Disaster loans up to $200,000 are available to homeowners to repair or replace damaged or destroyed real estate. Homeowners and renters are eligible for up to $40,000 to repair or replace damaged or destroyed personal property.
Businesses of any size and private, non-profit organizations may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory, and other business assets. SBA can also lend additional funds to homeowners and business owners to help with the cost of making improvements that protect, prevent or minimize the same type of disaster damage from occurring in the future.
For small businesses and most private, non-profit organizations of any size, SBA offers Economic Injury Disaster Loans (EIDLs) to help meet working capital needs caused by the disaster. EIDL assistance is available regardless of whether the business or non-profit suffered any property damage.
Interest rates can be as low as 2.563 percent for homeowners and renters, 4 percent for businesses, and 3 percent for private, non-profit organizations, with terms up to 30 years. Loan amounts and terms are set by SBA and are based on each applicant's financial condition.
To be considered for all forms of disaster assistance, victims must first call the Federal Emergency Management Agency (FEMA) at (800) 621-FEMA (3362). SBA will provide one-on-one assistance to disaster loan applicants at the Disaster Recovery Center.
For more information, visit SBA's Web site at www.sba.gov or call the SBA Customer Service Center at (800) 659-2955.
Letter Regarding Limited Access for Burleigh County Residents
Burleigh County residents have contacted local officials regarding denial of benefits through the Federal Emergency Management Agency (FEMA) Individual Assistance Program.
Please feel free to utilize the this letter to establish when levees were constructed, limited access, and voluntary evacuations in Burleigh County. Click here to access the letter.